Power your growth with Klarna. Klarna is a preferred payment option for both brands and customers; millions of shoppers choose Klarna for online and offline payments every month. Brands that adopt Klarna experience significant results. Shoppers enjoy the freedom to choose how and when they pay—whether via immediate full payment, installments (split into 3 or 4 payments), pay-later options (within 30 days), or financing—across online and offline channels worldwide. It delivers the safest and fastest payment experience exactly when customers want it. Pre-set payment preferences make the checkout process even simpler.